Rates, terms and fees are subject to change without notice.
1The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The above APR is based on a loan of $2,500 and a term of 36 months and includes a $75 loan fee. The estimated monthly principal and interest payment is $86.67. Your actual APR and monthly payment may vary based on loan amount and term. A late charge of 5% of the unpaid portion of the regularly scheduled payment or $5, whichever is greater, will apply if a payment is 15 days or more late. If the loan is paid off early, you will not be entitled to a refund of the prepaid finance charges, and you will not have to pay a penalty.
2The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The above APR is based on a loan of $20,000 and a term of 36 months and includes a $75 loan fee. The estimated monthly principal and interest payment is $603.92. Your actual APR and monthly payment may vary based on loan amount and term. A late charge of 5% of the unpaid portion of the regularly scheduled payment or $5, whichever is greater, will apply if a payment is 15 days or more late. If the loan is paid off early, you will not be entitled to a refund of the prepaid finance charges, and you will not have to pay a penalty.
3The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. An annual Fee of $15 will be charged annually (waived the first year). A $5 advance fee is charged each time an advance is made from the line of credit. A late payment fee of $5 will apply if a payment is 15 days or more late. Interest does not accrue until credit line is advanced. Minimum advance is $100. The minimum monthly payment is based on the outstanding balance. If your outstanding balance is over $500, the minimum monthly payment will be 5% of the outstanding balance. If your outstanding balance is $500 or less, the minimum monthly payment will be the lesser of the outstanding balance or $25. You may prepay all or any amount owing under the credit at any time without penalty.