Oak Valley Community Bank
Eastern Sierra Community Bank

SBA Loans

Successful small businesses produce thriving communities.

As an established and recognized Small Business Administration (SBA) lender, we’re dedicated to offering flexible financing solutions for your growing business:

  • SBA 504 loans
  • California State Loan Guarantee Program
  • Other government loan guaranty programs available

We work with the SBA to approve loans to small businesses for working capital, expansions, acquisitions, purchase of equipment, machinery, and inventory.

The Small Business Administration (SBA) has a variety of programs to assist entrepreneurs with transforming their vision into a successful business. One way the SBA does this is by partnering with local lenders to offer SBA-guaranteed loans to business owners, making it easier for small businesses to get loans. With the help of your local Certified Development Corporation, we can provide SBA 504 small business loans with as little as 10% down. SBA 504 loans are long-term, fixed rate loans used for real estate or fixed assets. The purposes can include the purchase or construction of buildings, permanent machinery and equipment or improvements on existing facilities. Maximum SBA loan amounts vary depending on the purpose of the loan and maturities are between 10 and 25 years.

Contact us today to explore making your vision a reality.