Oak Valley Community Bank
Eastern Sierra Community Bank

Secured Personal Loan

Personal loans secured by your OVCB held deposits for planned or unplanned expenses. Terms available up to the matching term of the securing deposit. Rates typically lower than unsecured personal loans.

Loan Amounts $2,500 – Up to Securing CD Amount
Interest Rate Deposit rate + 3.50%
Loan Fee $75
Annual Percentage Rate (APR)* 4.26%
Term Matches CD term