Credit Cards
Enjoy a more rewarding way to pay!
Make your purchases more rewarding with a Visa® Credit card from Oak Valley Community Bank. You’ll get the same helpful service you’ve come to expect from OVCB, and a whole lot more!
Everyday spending made simple—security, convenience, and rewards.
- Simplify everyday spending and get the flexibility to pay over time.
- Use your card at millions of places all over the world.
- Track purchases online so you can see them all itemized in one convenient place — whenever you want.
- Earn ScoreCard points1 for every dollar you spend. Redeem your points for a wide variety of rewards – including merchandise, travel, gift cards, cash back, or charitable donations – all available via the ScoreCard rewards portal.
3,000 Bonus Points2 — Just for Getting Started!
Within your first 90 Days from account opening, spend $3,000 total on everyday purchases and you’ll earn 3,000 Bonus Points!
Bonus points are awarded once the spending requirement is met and are earned in addition to your regular rewards.
Business Credit Cards
| Rewards | Earn 1 ScoreCard point for every $1 you spend1 |
| Annual Fee | $0 |
| APR | 0% Introductory APR3 for the first 6 billing cycles from date of account opening. After that, your APR will be 15.49% to 26.49%, based on your creditworthiness and will vary with the market based on Prime Rate.4 |
| Eligibility Requirements |
|
| Compare | Compare Business Credit Cards |
| Rewards | Earn 1.5 ScoreCard points for every $1 you spend1 |
| Annual Fee | $0 |
| APR | 0% Introductory APR3 for the first 6 billing cycles from date of account opening. After that, your APR will be 16.49% to 20.49%, based on your creditworthiness and will vary with the market based on Prime Rate.4 |
| Eligibility Requirements |
|
| Compare | Compare Business Credit Cards |
Personal Credit Cards
| Rewards | Earn 1 ScoreCard point for every $1 you spend1 |
| Annual Fee | $0 |
| APR | 0% Introductory APR3 for the first 6 billing cycles from date of account opening. After that, your APR will be 14.49% to 25.49%, based on your creditworthiness and will vary with the market based on Prime Rate.4 |
| Compare | Compare Personal Credit Cards |
| Rewards | Earn 1.5 ScoreCard points for every $1 you spend1 |
| Annual Fee | $0 |
| APR | 0% Introductory APR3 for the first 6 billing cycles from date of account opening. After that, your APR will be 15.49% to 19.49%, based on your creditworthiness and will vary with the market based on Prime Rate.4 |
| Compare | Compare Personal Credit Cards |
Important Information
If your card is lost or stolen, call (800) 215-5651 immediately.
To activate your new Visa Credit Card, call (800) 456-6870.
1 Certain restrictions, limitations, and exclusions apply. Refer to the Rewards Program terms and conditions found in Rewards Program Rules.
2 Bonus points apply to eligible PIN and signature transactions. Offer available to new rewards cardholders only. Points awarded after qualifying spend is reached within the first 90 days of account opening. Terms and conditions apply.
3 APR = Annual Percentage Rate
4 Introductory rate is for purchase and balance transfers completed within six months of the open date. Prevailing interest rate will apply after the introductory period. Refer to the Credit Terms Supplement for your selected card for important information about rates and fees. Credit card approvals are subject to credit qualification.
© Visa Inc. All Rights Reserved.