Skip to main content
OVCB & ESCB Rotating Logo
     
acorn & leaf footer
 

Health Savings Accounts

Health Savings Accounts are used for the purpose of health care expenses when linked with a high-deductible health plan. HSAs can help you manage your health care coverage and money. Account holders may contribute tax-deferred funds up to IRS annual limits. This account can be used to pay for medical prescriptions, co-payments, deductibles, eyeglasses, contact lenses or any other qualified health care expense. All the funds contributed for the year will roll over to the following year and thereafter, as long as the account remains open.

Oak Valley & Eastern Sierra currently offer three types of HSAs: HSA Checking, HSA Savings and HSA Liquidity. You must also be covered by what the IRS considers a high deductible health plan (HDHP) and not be covered by another primary health plan to be eligible to open an HSA. Consult your employer or tax advisor to see if you have an HSA healthcare plan option available for you.

HSA Checking
  • Interest bearing
  • $2.50 monthly service charge is waived if you also have a non-HSA personal checking account
  • $15 one-time set-up fee
  • Low $100 minimum opening balance
  • $500 minimum balance to earn interest
  • Unlimited check writing
  • Unlimited ATM/Debit Card use

Rates & Fees

HSA Savings
  • Interest bearing
  • $2.50 monthly service charge is waived if you also have a non-HSA personal checking account
  • $15 one-time set-up fee
  • Low $100 minimum opening balance
  • $500 minimum balance to earn interest

Rates & Fees

HSA Liquidity
  • Interest bearing
  • Earn higher interest rate than available on HSA Checking or Savings
  • $15 one-time set-up fee
  • $4.00 monthly service charge is waived if you also have a non-HSA personal checking account
  • Low $100 minimum opening balance
  • $500 minimum balance to earn interest

Rates & Fees

Home | Personal Banking | Commercial Banking | Investments | Online Banking | Banking Resources | About Us
Branches | Careers | Contact Us | Stock Price | Privacy Statement | Security Statement | Sign In
1-866-844-7500 | Customer Service | © 1999- Oak Valley Community Bank. All Rights Reserved
Equal Housing LenderEQUAL HOUSING LENDER | MEMBER FDIC | Get Adobe Reader
OVCB ESCB Logo Footer


Oak Valley Community Bank Eastern Sierra Community Bank