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Credit Cards

Finding the perfect card is EASY!
Whether you use your card for everyday purchases or emergency expenses only, Oak Valley and Eastern Sierra Community Bank has a Visa credit card program to meet your financial needs.

Personal Credit Card

Your choice of card - Your choice of benefits! Choose the prestige of platinum or the richness of rewards.

Our Visa® Platinum credit cards offer hometown convenience, worldwide acceptance and great benefits.

• Competitive Rates*
• Personal service 
• Chip Card Security
• Fraud Monitoring and Zero Fraud Liability

Choose the option that is best for you.


Card Benefits
Platinum Edition
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Enjoy the prestige of platinum.
Rewards Platinum
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Enjoy the prestige of platinum and earn reward points for merchandise and travel. Visit cRewards® at cRewardsCard.com for details. Tickets good on any airline with no blackout dates.
Cash Rewards Platinum
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Enjoy the prestige of platinum and earn unlimited 1% cash back. Cash rewards don’t expire as long as your account remains open. Redeem for a statement credit anytime. Redemptions starting at $25.
*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.


Business Credit Card

Our Business Credit Cards can give you added control, improve your cash flow, and enhance the way you manage the finances of your business. 

Keep your business spending separate from your personal with our Visa® Platinum Business credit cards.

• Employee cards at no extra cost
• Consolidated Statements and Comprehensive Reporting
• Personal Service
• Chip Card Security
• Fraud Monitoring and Zero Fraud Liability
• Travel Accident Insurance1

Choose the option that is best for your business.


Card Benefits
Small Business Edition
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Get the financial advantage you need to manage and maintain the success of your business, for no annual fee. No annual fee and 0% introductory APR on purchases and balance transfers for six months. Plus, competitive rates starting at 11.49% to 21.49% based on creditworthiness.*
Small Business Rewards
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No annual fee and 0% introductory APR on purchases and balance transfers for six months. Plus, competitive rates starting at 12.49% to 22.49% based on creditworthiness.* Earn one point for every net dollar spent. Redeemable for merchandise and travel awards. Visit cRewards® at cRewardsCard.com for details.
Small Business Cash Rewards
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Earn points for purchases then choose from over 1,000 rewards including travel discounts and gift cards. No annual fee and 0% introductory APR on purchases and balance transfers for six months. Plus, competitive rates starting at 14.49% to 24.49% based on creditworthiness.*
Company Rewards Charge Card
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Intended for large corporations, non-profits and municipalities. No annual fee. Pay-in-full account.** Plus, earn one point for every net dollar spent. Redeemable for merchandise and travel awards. Visit cRewards® at cRewardsCard.com for details.
*See the card application’s Business Card Pricing Sheet for current terms, rates and fees.
**See the card application’s Terms and Conditions for current terms, rates and fees.
1 Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
This card is issued by TCM Bank, N.A. Subject to credit approval.

Or call Credit Card Customer Service at 800.883.0131 (Outside the U.S. call 813.868.2891)

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For credit cards approved before October 1, 2013, contact your branch for servicing information and other questions.

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