Oak Valley Community Bank
Eastern Sierra Community Bank

Checking Accounts

Choose the accounts that sound best for you, based on the information below, and click Apply Now to get started. It’s quick, easy, and generally takes 15 minutes or less to complete the process.

Our Most Popular Checking Accounts

The following account types can be opened online.
If you're looking for something else, contact our friendly branch staff for more information.

A mother and daughter chopping vegetables together

SIMPLY FREE

A FREE account for everyone!

  • No minimum balance
  • No monthly service charge

DIRECT INTEREST

Earn interest with the convenience of direct deposit or any automatic payment!

  • Competitive interest
  • No minimum balance
  • No monthly service charge

50+ Interest

A perfect account for customers 50 and better!

  • FREE standard checks and cashier’s checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge

Platinum Interest

An account for those interested in higher interest!

  • FREE standard checks and cashier’s checks
  • Higher interest rate with a balance of $2,500 or more
  • Competitive interest if balance falls below $2,500
  • Only $6 monthly charge if minimum balance falls below $2,500

Every new checking account comes with:

  • FREE Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking with Mobile Deposit
  • FREE eStatements
  • FREE Thank You Gift
  • FREE gifts for referring others
  • Buy back of your debit cards and unused checks from another financial institution up to $10