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Personal Checking & Savings

Go Green. It's Convenient, Easy & Free!
All of our checking accounts come with these environmentally friendly options at no additional charge:
  • Online Banking and Bill Pay
  • eStatements
  • Debit MasterCard
  • Online Check Images
  • Direct Deposit
  • In Touch Telephone Banking
  • Mobile Banking
  • Mobile Express Deposit

Premier Checking
Our Premier Checking account is designed for customers who want to enjoy the privileges of our highest-level relationship account. With Premier Checking, you'll enjoy premium rates, special discounts and other exclusive benefits. Gain more than just interest; discover how our Premier Checking account can ensure you get the most out of your banking experience.
  • Interest bearing
  • $500 minimum opening balance
  • $25 monthly service charge, waived
    with $25,000 combined average daily balance
  • No OVCB/ESCB fee on foreign ATM transactions
  • Free Domestic and Incoming International Wires
  • No purchase fee on up to 5 prepaid Gift Cards
    per month
  • Rebate on up to 5 foreign ATM fees charged by
    other banks per month
  • Free Premier Club checks
  • Free small safe deposit box or $45 annual credit
    toward larger box1
  • No fee cashier's checks
  • Overdraft Privilege available

Rates & Fees

1- Subject to availability


Oak Tree Checking
Oak Tree Checking is a versatile interest bearing account best suited for customers who want to be able to conduct unlimited transactions and earn interest.
  • Interest bearing
  • $250 minimum opening balance
  • $10 monthly service charge waived with
    $1,000 minimum daily balance, or $10,000 combined average daily balance, or recurring
    monthly direct deposit
  • $10 monthly service charge, waived for Student/Military1
  • Free check images available through online banking
  • No OVCB/ESCB fee on foreign ATM transactions
  • Rebate on up to 3 foreign ATM fees charged by
    other banks per month
  • No fee cashier’s checks, up to 3 per month
  • Free small safe deposit box for first year2
  • Overdraft Privilege available

Rates & Fees

1 - Waived for college students age 18 and over and military personnel. One time student/military ID or proof of enrollment presentment required at account opening.

2- Subject to availability


eChecking
eChecking is a versatile, low-cost account best suited for customers who want to be able to conduct unlimited transactions and do most of their banking online, whether at home, in the office, or on the go with their mobile device.
  • $250 minimum opening balance
  • $7 monthly service charge, waived with $500 minimum daily balance, or $1,500 combined
    average daily balance, or recurring monthly direct deposit
  • Includes eStatements1
  • Free check images available through online
    banking
  • No OVCB/ESCB fee on foreign ATM transactions
  • Overdraft Privilege available

Fees

1 - $3.00 Paper statement fee


eSavings
Start saving with a low minimum balance and the convenience of eStatements. Unlimited ATM and in-branch withdrawals. You can also make up to six free withdrawals or transfers by pre-authorized, automatic, or telephone per month (statement cycle).
  • $5 monthly fee, waived with $250 minimum daily balance
  • $100 minimum opening deposit
  • $4 fee on each withdrawal which exceeds limits

Rates & Fees

* $3 Paper statement fee.


Old-Fashioned Savings
Start saving with a traditional savings account. Unlimited ATM and in-branch withdrawals. You can also make up to six free withdrawals or transfers by pre-authorized, automatic, or telephone per month (statement cycle). Minor Savings Accounts are also available for children under 18 years of age.
  • $5 monthly fee, waived with $500 minimum daily balance
  • $100 minimum opening deposit
  • $4 fee on each withdrawal which exceeds limits

Rates & Fees

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