Skip to main content
OVCB & ESCB Rotating Logo
     
acorn & leaf footer
 

Personal Banking


Checking & Savings

We offer a variety of personal checking and savings accounts to choose from and each comes with the option to access your accounts through our free online banking and bill pay, telephone banking, and mobile banking platforms. You can even open your accounts online! From Premier Checking to eChecking and eSavings, we are committed to providing today’s modern banking conveniences with an old-fashioned personal touch. More...

Money Markets

Open a high-yield, tiered, Liquidity Plus money market account. The more you save, the higher rate of interest you earn. More...

Certificates of Deposit (CDs)

Earn competitive interest rates when you commit to depositing funds for 30 days to 5 years with Certificates of Deposit(CDs). Also, get competitive retirement account rates and tax benefits with IRAs. More...

Health Savings Accounts

Manage your health care coverage and money with interest-bearing Health Savings Accounts linked with a high-deductible health plan (HDHP). We offer three types of Health Savings Accounts: HSA Checking, HSA Savings, HSA Liquidity. More...

Home Loans

We offer loan products with competitive rates on fixed loans, adjustable rates, jumbo loans, cash-outs, multi-units, and non-owner occupied. More...

Home Equity Loans & Line of Credit

Make the most of your home with a Home Equity Loan or Line of Credit for financing a specific project or investment, consolidating debt or making a major purchase. More...

Mortgage Loan Assistance & Originators

If you are having difficulty making the payment on your home loan with our bank and wish to avoid foreclosure, you may be eligible for a loan workout or modification. More...

Debit MasterCard

Our MasterMoney ATM card and debit card offers you acceptance at 13 million locations worldwide, no interest charges, one card for ATM and purchases. More...

Overdraft Privilege

Overdraft Privilege is a valuable part of your personal checking account agreement, so reasonable overdrafts are paid up to your assigned limit. More...

Telephone Banking

Our In-Touch telephone banking makes it easy to bank when and where you want. Access your accounts from anywhere, anytime you have access to a telephone! More...

Mobile Banking

Mobile Banking with Bill Pay safely accesses your accounts wherever your mobile device connects. More...

Home | Personal Banking | Commercial Banking | Investments | Online Banking | Banking Resources | About Us
Branches | Careers | Contact Us | Stock Price | Privacy Statement | Security Statement | Sign In
1-866-844-7500 | Customer Service | © 1999- Oak Valley Community Bank. All Rights Reserved
Equal Housing LenderEQUAL HOUSING LENDER | MEMBER FDIC | Get Adobe Reader
OVCB ESCB Logo Footer


Oak Valley Community Bank Eastern Sierra Community Bank