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Online Banking

Complete money management at your fingertips!

Oak Valley and Eastern Sierra Community Bank offers a variety of services that help you manage your accounts, when and where you want. Our tools put you in control of your time and money.  From Online Banking and Bill Pay to eStatements with online check images, keeping track of your finances is easy!  Add our Mobile Banking and Mobile Express Deposit and you’re all set to pay bills, make transfers, and make deposits, even when you’re on the move.  

Our Online and Mobile Banking tools let you set your own banking hours. Bank whenever and wherever it is most convenient for you. No more standing in lines, envelopes or applying stamps.  Financial freedom is just a few clicks away!

bill pay


Bill Pay
Account Alerts

Pay all your bills, all in one place. It's easy, secure and free.
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Feel secure and and save time by receiving custom account and service alerts via email or text message.
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Faster. Safer. Greener. View, print, and download up to 18 months of statements.
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demo mobile banking  
Mobile Banking

Treasury Management Users: test drive our new eBanker Digital One Business platform!

Don't have time to bank at home? Take banking with you as our Mobile Banking offers the same great features as our Online Banking.
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Additional features
  • Transfer funds between accounts
  • View Checks
  • Stop payments
  • Export data to your favorite personal financial software

[+] Browser Compatibility

Microsoft IE
Microsoft Edge
Apple Safari
Google Chrome
Mozilla Firefox
Windows 10
iOS 13.3.1
Android 10

Browser Limitations
OS and browsers not supported by Oak Valley Community Bank may be used; however, they may prevent users from accessing an application or cause some features to function improperly. For maximum security and optimal usability, Oak Valley Community Bank recommends using the latest supported versions of OS and browsers. Oak Valley Community Bank encourages you to inform your users to use supported OS and browsers to ensure they can continue to access Online Banking.

[+] Security Statement

This Internet Banking System brings together a combination of industry-approved security technologies to protect data for the bank and for you, our customer. It features password-controlled system entry, a VeriSign-issued Digital ID for the bank's server, Secure Sockets Layer (SSL) protocol for data encryption, and a router loaded with a firewall to regulate the inflow and outflow of server traffic.

Secure Access and Verifying User Authenticity

To begin a session with the bank's server the user must key in a Log-in ID and a password. Our system, the Internet Banking System, uses a "3 strikes and you're out" lock-out mechanism to deter users from repeated login attempts. After three unsuccessful login attempts, the system locks the user out, requiring either a designated wait period or a phone call to the bank to verify the password before re-entry into the system. Upon successful login, the Digital ID from VeriSign, the experts in digital identification certificates, authenticates the user's identity and establishes a secure session with that visitor.

Secure Data Transfer

Once the server session is established, the user and the server are in a secured environment. Because the server has been certified as a 128-bit secure server by VeriSign, data traveling between the user and the server is encrypted with Secure Sockets Layer (SSL) protocol. With SSL, data that travels between the bank and customer is encrypted and can only be decrypted with the public and private key pair. In short, the bank's server issues a public key to the end user's browser and creates a temporary private key. These two keys are the only combination possible for that session. When the session is complete, the keys expire and the whole process starts over when a new end user makes a server session.

Router and Firewall

Requests must filter through a router and firewall before they are permitted to reach the server. A router, a piece of hardware, works in conjunction with the firewall, a piece of software, to block and direct traffic coming to the server. The configuration begins by disallowing ALL traffic and then opens holes only when necessary to process acceptable data requests, such as retrieving web pages or sending customer requests to the bank.

Using the above technologies, your Internet banking transactions are secure.

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