Visa® Signature Rewards
1.5x ScoreCard Rewards3
Oak Valley Community Bank Visa® Signature Rewards
0% Introductory APR1 for the first 6 billing cycles from date of account opening. After that, your APR will be 15.99% to 19.99%, based on your creditworthiness and will vary with the market based on Prime Rate.2
$0 Annual Fee
Our Visa® Signature Rewards cards are the perfect way to pay for almost everything, every day! You’ll get rewarded for your purchases when you earn ScoreCard points for every dollar you spend. Redeem your points for a wide variety of rewards – including merchandise, travel, gift cards, cash back or charitable donations – all available via the ScoreCard rewards portal.
- Simplify everyday spending on everything from groceries to dream vacations...even monthly bills in a convenient and secure way.
- Enjoy the flexibility of paying over time.
- Use your card at millions of places —around the corner, online, and all over the world.
- Track purchases online, whenever, wherever.
1.5X ScoreCard Rewards Points
$0 Annual Fee
Exceptional Visa Signature Privileges
- Access to the Visa Signature Luxury Hotel Collection, fine wine and food events and live music performances, grocery delivery and more.
- Visa Signature Concierge4: Complimentary, 24-hour assistance with booking travel, finding event tickets, making dinner reservations and more.
- Learn more at Visa Signature
Additional Benefits
Visa’s Zero Liability Policy5
Built-in protection features ensure that you won’t be held responsible for unauthorized transactions if your card is ever lost or stolen.
Roadside Dispatch®
A 24/7 pay-per-use roadside assistance program for towing, jump-starts, tire change, fuel delivery, etc. (available to cardholders at a set flat fee per service call).
Dovly Uplift™
A credit monitoring and improvement tool that helps cardholders track and boost their credit score over time.
Contactless Payments
You're covered with Superior Customer Service
Emergency Card Replacement and Emergency Cash Disbursement
Get a replacement Visa card sent to you quickly and easily — and/or receive emergency cash — 24/7, anywhere in the world.
Lost/Stolen Card Reporting
If your card is lost or stolen, we will replace it promptly and work with you to inform those who need to know.
Cardholder Inquiry Service
Questions related to your card? Get fast 24-hour assistance by phone.
Important Information
If your card is lost or stolen, call (800) 215-5651 immediately.
To activate your new Visa Credit Card, call (800) 456-6870.
1 APR = Annual Percentage Rate
2 Introductory rate is for purchase and balance transfers completed within six months of the open date. Prevailing interest rate will apply after the introductory period. Refer to the Credit Terms Supplement for important information about rates and fees. Credit card approvals are subject to credit qualification.
3 Certain restrictions, limitations, and exclusions apply. Refer to the Rewards Program terms and conditions found in Rewards Program Rules.
4 Oak Valley Community Bank Visa® Signature Rewards cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at Visa Signature Concierge.
5 Visa’s Zero Liability policy does not apply to unauthorized transactions on prepaid cards for which the issuing financial institution has not collected the cardholder’s personal information prior to the transaction or to certain commercial card transactions. Cardholders must use care in protecting their card and notify their financial institution immediately of any unauthorized use. Cardholders should contact their issuing financial institution for additional details.
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