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About Us

Oak Valley Community Bank was founded in 1990 by a group of businessmen with a vision to make local banking available to its community. Thanks to our talented, dedicated staff, loyal customer base, shareholders and outstanding group of directors, this has become a reality, and our vision continues to grow.

  • Oak Valley Community Bank opened its doors in Oakdale, in May of 1991.
  • By the end of 1995 the Oakdale branch exceeded $41 million in total assets.
  • In 1996, the Sonora branch was opened, helping to push total assets over $55 million.
  • In 1997, Oak Valley opened the Modesto branch, taking total assets to $85 million by year-end.
  • After three years of steady growth with three branches, year 2000 started a new era of expansion - when Eastern Sierra Community Bank was established, with its first branch in Bridgeport - a market that proved ready to embrace the spirit of community banking. By the end of 2000, the Bank's total assets were $134 million.
  • Mammoth Lakes and Bishop soon followed, opening in 2001 and 2002, respectively.
  • A second Modesto branch opened in March 2003.
  • Turlock branch opened in January 2005.
  • Stockton office opened doors in Sherwood Executive Suites in September 2005.
  • Patterson branch opened in November 2005.
  • Ripon branch opened in December 2005.
  • McHenry branch relocated in February 2006. The new branch occupies the ground floor of the 12th Street Plaza Building at the corner of 12th & I Street in Downtown Modesto.
  • Escalon branch opened in April 2006.
  • Completed reconstruction on historic First National Bank, Clocktower Building in April 2007 and opened lobby of the "Corner Branch."
  • Full service Stockton Branch opens December 2007.
  • Established Oak Valley Bancorp in July 2008.
  • Received NASDAQ listing approval in January 2009. 
  • Relocated Mammoth Lakes Branch to central core of the town's main shopping district on Old Mammoth Road in February 2010.
  • The Bank increases its coverage of Modesto. Third Modesto branch opened at the corner of McHenry and Sylvan Avenue in June 2011.
  • Manteca branch opened in August 2011.
  • May 2011, the Bank celebrates 20 years of service and extends its gratitude to all of our customers and supporters who have made it possible.
  • Tracy branch opened in December 2014.
  • Downtown Sonora branch opened December 2015.
  • Oak Valley received Federal approval of acquisition of Mother Lode Bank in December 2015.
  • Today the Bank has 16 branches and over $850 million in total assets.

With deep roots and strong branches, we strengthen our local communities and economies by channeling loan dollars back in the neighborhoods where our depositors live and work. Oak Valley Community Bank has always been a leader by supporting the communities with financial services as well as the way our staff has always generously given of their time and talent. We have built our business by developing relationships, meeting the needs of our customers through personal service and responding to these changing needs, while maintaining our commitment to quality products and service.

We are committed to the markets we serve and committed to providing a responsive, personalized alternative to the big banks that dominate our industry today. Our directors and staff continue to look for opportunities in the communities near our existing branches to bring good “old-fashioned” banking. We're proud that in the age of mergers and buyouts, Oak Valley Community Bank remains locally and independently owned and we're committed to staying that way. To some banks, maybe that's no big deal, but to the team of professionals at Oak Valley Community Bank, it's what local banking is all about.

Enjoy your visit on our website, but please stop in at one of our branches and let us introduce you to the real Oak Valley Community Bank difference … the people.

Call 866.844.7500, click (CustomerService@ovcb.com) or stop by today!!

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