Oak Valley Community Bank
Eastern Sierra Community Bank

Home Loans

Happiness starts at home.

Home Loans Built to Suit

Whether you are purchasing or refinancing, Oak Valley Community Bank has just the right mortgage loan for you. We offer a variety of loan programs and work closely with our clients to ensure they choose the loan that best suits their financial needs. Allow us to show you how easy buying or refinancing can be.

As a Community Bank, we are committed to providing our customers with a variety of competitively priced loan products - including no cost and low cost options!* We are able to do this by working closely with a channel of trusted lending partners.

  • Fixed Rate Loans
  • Adjustable Rate Loans
  • Jumbo Loans
  • FHA Loans
  • USDA Loans
  • Low Cost and No Cost Options*
  • Cash-Out Refinance
  • 1-4 Family Unit Financing
  • Investment Property
  • Second and Vacation Homes
A family with a dog sitting on their front porch steps